FinFlow®

The only factoring platform you need - from invoice to payment, we handle it all.

FinFlow gives small and medium-sized businesses instant access to working capital – no banks, no delays, no hidden costs.

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Our mission is to create an environment for risk- optimised financing. Already over €750M in completed financing transactions with zero credit losses.

€750M+

in financing transactions

1000+

SMEs across Europe

Zero

Credit Losses

Trusted by forward-thinking companies, investors, and partners.

The challenge with SME financing

32 million small businesses in Europe wait an average of 55 days to get paid. Traditional financing is slow, fragmented, and inefficient. SMEs face:

Delayed cash flow

Uncertainty and risk

Complicated processes

Missed growth opportunities

The FinFlow solution

A comprehensive factoring platform that manages the entire invoice journey from initial creation and issuance through payment collection, providing businesses with immediate cash flow while handling all administrative complexities behind the scenes.

Intelligent Factoring Services

Advanced factoring engine with automated eligibility assessment, risk evaluation, and financing decisions that instantly converts outstanding invoices into working capital, with configurable terms and commission structures tailored to your business needs.

Automated Collection & Recovery

Sophisticated debt collection system that seamlessly takes over unpaid invoices, utilizing multi-channel communication, automated reminders, and professional collection processes to maximize recovery rates while preserving customer relationships.

Integrated Financial Operations

End-to-end financial processing that handles payment matching, interest calculations, fee management, and commission tracking, providing complete transparency and control over your factoring portfolio performance.

Real-time Portfolio Analytics

Comprehensive reporting and analytics dashboard that provides instant visibility into factoring performance, collection rates, and financial metrics, enabling data-driven decisions to optimize cash flow and minimize risk.

Enterprise-Grade Platform

Scalable, secure infrastructure with multi-tenant architecture, extensive integrations with banking and accounting systems, and automated compliance management that grows with your factoring business needs.

Instant cash flow

Get paid immediately, not weeks later 

Freedom to grow

Finance without debt or equity dilution

Predictability

Always know when funds are available

Flexibility

Funding scales with your business needs

How it works

Our streamlined process gets you the funding you need quickly and efficiently.

Set up the platform

Bring FinFlow to market under your own brand and stand out from competitors by delivering modern, fast, and reliable financing services to your clients.